Am I eligible for a mortgage if I don’t have a UK passport or permanent right to reside (PRR)?

Yes.  But this depends on various factors such as the details on your visa, employment status, the amount of deposit you have, time spent living in the UK etc… There are different requirements and criteria in obtaining a mortgage depending on the lender you speak with as well as your circumstances.

Even without PRR you may still be able to obtain a mortgage with a deposit as little as 5%.

Get in touch with us so we can discuss your individual situation and advise on whether you can proceed, what deposit you will need, how much you can borrow and what your monthly repayments will be.

We have a proud history of arranging mortgages for foreign nationals and know the right lenders for your scenario.


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