A first-time buyer in the IT industry approached us via a personal recommendation. The client had recently left a job as a permanent employee to work on a self-employed basis as an IT contractor, he had a 6 month contract and was being paid a daily rate into his recently incorporated Ltd Company. The Difficulties: Many lenders would have an issue with this working arrangement. Firstly most lenders will require 2-3 years accounts to proceed on a self-employed basis. Therefore, we discussed wi [...]
For our first blog I thought I’d tell you a little more about who we are and why Hawk Mortgages exists. I have been a mortgage broker for over 5 years, providing regulated mortgage advice and encountering almost every situation imaginable along the way. I have arranged mortgages from £20,000 to £1.5 million and have arranged mortgages for the purchases of all sorts of weird and wonderful properties for numerous clients from all walks of life. I’ve always found it a privilege and an interestin [...]
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